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You’ve heard
about “online learning”, you know it’s
convenient, and can offer a quality learning
experience, but you aren’t sure it’s right
for you, Right? Online courses are neither
easier, nor more difficult than traditional
courses and require just as much commitment.
The difference is that you learn on your
schedule, not someone else’s. When you
devote the time to focus on coursework,
you’ll get the most from your investment in
both time and money with a great education.
Your classroom is wherever your computer is,
and you don’t need to be an expert, if you
know how to get online, you have everything
you need to succeed.
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REFUND POLICY
For on line
courses a full refund will be made prior to
the start of the course but no more then 90
days after the original charge was made. A
refund of 75% of the charge will be made
with in the first 5 days after the first
sign on or with in the first 5 hours of
participation in the coursework. There will
be no refunds after the first 5 days of sign
on or after the first 5 hours of
participation.

Course
Completion
All on line
courses need to be completed within one year
from purchase date. This is mandated by New
York State Law. All sections of the course
have to be completed with the mandatory seat
time (50 minutes per hour of the course
minimum, no maximum), and all quizzes or
exams need to be completed to pass.
All on line
courses also require a statement of
completion from you certifying that you are
the person who actually took the course.
For Qualifying
courses (Sales, Remedial and Broker) you are
required to do a final exam in a proctored
setting. Once you have completed all the
course work you are to contact the school
and set up a time for the final exam. Once
the final exam has been passed, you will
receive a certificate of completion from the
school in the mail.
For CE Courses
it is best to contact the school to ensure
that your completion information was
received. You will receive a certificate of
completion in the mail.
Course Content
Assistance
Students may
email the instructor at
educate@gbingar.com with questions about
course content only. The answers given will
only be related to the state mandated
information. If the student is having
difficulty understanding the on line
information the instructor will recommend
that the student find a mentor local to
him/her for more specific questions or that
the student take the course in person
instead of on line.
Emailed
questions will have a 72 hour response
time. Most questions will be answered
within 24 hours Monday – Friday 8am-5pm EST,
however the additional time will be because
of weekends or vacations.
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On Line
Course Testing
In New York
State all on line courses require quizzes or
exams. This is state mandated. You will
not be able to complete the course with out
passing the in course quizzes.
For Qualifying
Courses and the 30 hour Remedial course on
line, there is the requirement that the
student take the final exam in a proctored
setting. This means that the student needs
to come to our place of business to get
tested during regular business hours Monday
– Friday 8am-5pm EST. The student needs to
pass the exam with at least a grade of 70%.

Getting Your Real
Estate License in New York
To get your Real
Estate Salesperson License in NYS you need
to:
-Be at
least 18 years of age
-You must not have been convicted of a
felony
-You must take and pass a 75 Hour
Salesperson Qualifying Course
-You must take and pass a separate New
York State Licensing Exam
-You must have a sponsoring Real Estate
Broker
-You must be a permanent resident of
the United State
Once all these
requirements are fulfilled, you then
actually apply for your license. This
website only helps you with the coursework.
To complete the
state parts, you need to go to their
website:
www.dos.state.ny.us and link to the
e-Access system. On this system you will
sign up for a state exam at one of the test
sites and pay on line. You will be able to
find out your results within a short period
of time and at that point you will also use
that e-Access system to apply for your Real
Estate Salesperson License. There are
additional fees associated with each of
these activities.
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